Meet Roy — founder of Clutch Capital.
Helping local business owners understand what they're paying, and giving them real options.

Clutch was built on a simple idea: most business owners are quietly overpaying for payment processing, and nobody's ever sat down with them to explain why.
Roy started Clutch Capital to fix that. Instead of another one-size processor pitch, Clutch delivers a clear, line-by-line review of what you're actually paying, and walks you through options like interchange-plus pricing, cash discount, and dual pricing — the same tools bigger operators have been using for years.
Clutch also works with funding providers to help qualified businesses access working capital when it matters most — whether that's an emergency cash event, an inventory push, or bridging a slow month.
Above all, Clutch is local, direct, and honest about what it can and can't promise. No guaranteed-savings gimmicks. Real numbers, real options, and a real person on the other end of the phone.